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AF | BCMR | CY2013 | BC 2013 03485
Original file (BC 2013 03485.txt) Auto-classification: Denied

RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:	DOCKET NUMBER:  BC-2013-03485
		COUNSEL:  NONE
		HEARING DESIRED:  NO

________________________________________________________________

APPLICANT REQUESTS THAT:

The $10,450.74 debt she incurred as a result of the Survivor 
Benefit Plan (SBP) annuity costs be forgiven.

________________________________________________________________

APPLICANT CONTENDS THAT:

She had no knowledge that the SBP premiums were not being paid 
by her late husband.

She feels it is unfair to penalize her for the debt by requiring 
her annuity to go towards payment of the debt.  Her income is 
very limited and the annuity would help her make ends meet.

The applicant's complete submission, with attachments, is at 
Exhibit A.

________________________________________________________________

STATEMENT OF FACTS:

On 14 Jan 00, the applicant and the former member were married.  
On 10 Apr 13, the former member passed away.

________________________________________________________________

AIR FORCE EVALUATION:

DFAS-JBJE/CL recommends deny.  JBJE/CL notes that according to 
the law, Title 10, United States Code 1450(b) and 1455(b), when 
the payment of premiums is in arrears no annuity may be paid 
until that debt with interest (six percent compounded annually) 
has been recovered.  The SBP beneficiary will not receive the 
annuity payments until the premiums are paid in full.  All 
premiums for the annuity must be paid in full in order to 
receive monthly payments; the premium costs are not waiverable.  
Therefore, 100 percent of the applicant’s monthly SBP annuity 
payments goes towards the indebtedness; once the debt is paid in 
full, the former spouse will begin receiving monthly SBP annuity 
payments.  

The decedent elected SBP spouse coverage for his first spouse in 
1972 when the plan originated.  On 4 Aug 96, she passed away.  
At this time, his SBP coverage was suspended.  On 14 Jan 00, the 
decedent remarried; however, he never informed DFAS.  Upon the 
one-year anniversary, his second spouse became an eligible SBP 
beneficiary.  Since the decedent did not inform DFAS of his 
remarriage, the SBP costs were not resumed on 1 Feb 01 as they 
should have been.  On 10 Apr 13, the former member passed away.

The complete DFAS evaluation is at Exhibit B.

________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was forwarded to the 
applicant on 15 Oct 13 for review and response.  As of this 
date, no response has been received by this office (Exhibit C).

________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by 
existing law or regulations.

2.  The application was timely filed.

3.  Insufficient relevant evidence has been presented to 
demonstrate the existence of error or injustice.  We took notice 
of the applicant's complete submission in judging the merits of 
the case; however, we agree with the opinion and recommendation 
of the DFAS office of primary responsibility and adopt its 
rationale as the basis for our conclusion that the applicant has 
not been the victim of an error or injustice.  Therefore, in the 
absence of evidence to the contrary, we find no basis to 
recommend granting the relief sought in this application.  

________________________________________________________________

THE BOARD DETERMINES THAT:

The applicant be notified the evidence presented did not 
demonstrate the existence of material error or injustice; the 
application was denied without a personal appearance; and the 
application will only be reconsidered upon the submission of 
newly discovered relevant evidence not considered with this 
application.

________________________________________________________________

The following members of the Board considered AFBCMR Docket 
Number BC-2013-03485 in Executive Session on 8 Jul 14, under the 
provisions of AFI 36-2603:

	, Panel Chair
	, Member
	, Member

The following documentary evidence was considered:

    Exhibit A.  DD Form 149, dated 16 Jul 13, w/atchs. 
    Exhibit B.  Letter, DFAS, dated 9 Sep 13.
    Exhibit C.  Letter, SAF/MRBR, dated 15 Oct 13.

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